At present, a wide variety of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increase, the latest data published by Yangtze Evening Post suggests。
Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off。
On my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources. Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents。
Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off。
On my personal level, while enjoying a host of conveniences the credit card may bring, we couldn’t afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources. Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents。
目前,各种各样的信用卡发行的主要银行和购物中心在全国高校蓬勃发展,众多的大学生越来越多的信用卡持有者。事实上,五个学生中就有一个估计至少拥有一个信用卡,,这一数字预计将在稳定增长,扬子晚报》发布的最新数据显示。
像任何东西之前,这个小块塑料的出现,日益普及的信用卡在校园既有明亮和黑暗。一方面,年轻的成年人在大学,免于麻烦中饱私囊的一大笔现金,可以享受便利的信用卡和分期购买昂贵的商品。另一方面,然而,不负责任和过度使用卡片的这些年轻人,大部分都是刚从中学无法预算他们的钱,就可以让他们沉重的债务,将会把他们年还清。
在我个人的水平,而享受的便利信用卡可能带来,我们不能忽略一个引人注目的事实:在大多数情况下,父母是我们的的经济来源。而不是支出没有任何限制,我们应该把我们的研究议程,自己除了沉重的依赖我们的父母。
